1-800 Contacts 401(k) match, vesting and fees

Plan year 2024 filing1-800 Contacts, Inc. Retirement and Savings Plan · Plan 002 · EIN 87-0571643Updated Oct 2026

What 1-800 Contacts' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $2.2M in employer contributions, about $1,331 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$43,519
Average account balance
1,936
Participants (end of year)
$73M
Plan assets (end of year)
0.36%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorTanner, LLC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 479 defined-contribution plans in retail trade with 1,000 to 4,999 participants.

1-800 Contacts: employer contribution per participant$1,331
Peer median$1,023
1-800 Contacts: average balance$43,519
Peer median$43,395
1-800 Contacts: admin expenses ÷ assets0.36%
Peer median0.23%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $50.6M at the end of plan year 2021 to $73M at the end of plan year 2024.

$50.6M2021$47M2022$61.1M2023$73M2024
End-of-year figures from each plan year's Form 5500 filing for the 1-800 Contacts plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20241,936$73M$2.2M$1,3310.36%Not publishedForm 5500 ↗
20231,691$61.1M$2.3M$1,3810.40%Not publishedForm 5500 ↗
20221,511$47M$2M$1,3330.44%Not publishedForm 5500 ↗
20211,347$50.6M$1.6M$1,2460.49%Not publishedForm 5500 ↗

Common questions

Does 1-800 Contacts match 401(k) contributions?

The match terms for the 1-800 Contacts, Inc. Retirement and Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $2.2M in employer contributions, about $1,331 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the 1-800 Contacts 401(k) match vested?

The vesting schedule for the 1-800 Contacts, Inc. Retirement and Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the 1-800 Contacts 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is 1-800 Contacts, Inc..

I left 1-800 Contacts. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (1-800 Contacts, Inc., (801) 316-5000) or the recordkeeper, Fidelity Investments Institutional. The 1-800 Contacts old 401(k) page lists the contacts from every plan filing. Find an old 1-800 Contacts 401(k)

Data from the public Form 5500 annual reports 1-800 Contacts filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with 1-800 Contacts. Not financial advice. Report a correction · Methodology