10,000 Degrees 401(k) match, vesting and fees
What 10,000 Degrees' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Retirement Plan Svcs | Schedule C ↗ |
| Independent auditor | Windes, Inc. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 590 defined-contribution plans in educational services with 100 to 499 participants.
| 10,000 Degrees: employer contribution per participant | $2,600 | |
| Peer median | $1,800 |
| 10,000 Degrees: average balance | $57,595 | |
| Peer median | $72,234 |
| 10,000 Degrees: admin expenses ÷ assets | 0.45% | |
| Peer median | 0.18% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $4.4M at the end of plan year 2021 to $8.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 153 | $8.8M | $398K | $2,600 | 0.45% | Not published | Form 5500 ↗ |
| 2024 | 150 | $6.7M | $379K | $2,528 | 0.45% | Not published | Form 5500 ↗ |
| 2023 | 159 | $5.1M | $298K | $1,924 | 0.24% | Not published | Form 5500 ↗ |
| 2022 | 143 | $3.8M | $233K | $2,181 | 0.01% | Not published | Form 5500 ↗ |
| 2021 | 127 | $4.4M | $198K | $2,175 | <0.01% | Not published | Form 5500 ↗ |
Other 10,000 Degrees plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Marin Education Fund Tsa Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
Common questions
Does 10,000 Degrees match 401(k) contributions?
The match terms for the 10,000 Degrees 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $398K in employer contributions, about $2,600 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the 10,000 Degrees 401(k) match vested?
The vesting schedule for the 10,000 Degrees 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the 10,000 Degrees 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock Retirement Plan Svcs. The plan administrator is 10,000 Degrees.
I left 10,000 Degrees. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (10,000 Degrees, (415) 459-4240) or the recordkeeper, John Hancock Retirement Plan Svcs. The 10,000 Degrees old 401(k) page lists the contacts from every plan filing. Find an old 10,000 Degrees 401(k)
Data from the public Form 5500 annual reports 10,000 Degrees filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with 10,000 Degrees. Not financial advice. Report a correction · Methodology