31st Capital 401(k) match, vesting and fees
What 31st Capital's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Retirement Plan Consultants | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.
| 31st Capital: employer contribution per participant | $2,559 | |
| Peer median | $1,247 |
| 31st Capital: average balance | $61,468 | |
| Peer median | $56,979 |
| 31st Capital: admin expenses ÷ assets | 0.55% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $9.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 197 | $9.5M | $394K | $2,559 | 0.55% | Not published | Form 5500 ↗ |
Common questions
Does 31st Capital match 401(k) contributions?
The match terms for the 31st Street Capital Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $394K in employer contributions, about $2,559 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the 31st Capital 401(k) match vested?
The vesting schedule for the 31st Street Capital Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the 31st Capital 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Retirement Plan Consultants. The plan administrator is 31st Capital Inc..
I left 31st Capital. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (31st Capital Inc., (402) 405-4378) or the recordkeeper, Retirement Plan Consultants. The 31st Capital old 401(k) page lists the contacts from every plan filing. Find an old 31st Capital 401(k)
Data from the public Form 5500 annual reports 31st Capital filed with the U.S. Department of Labor (plan years 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with 31st Capital. Not financial advice. Report a correction · Methodology