A Better Way 401(k) match, vesting and fees
What A Better Way's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Pension Assurance LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 942 defined-contribution plans in other services with 100 to 499 participants.
| A Better Way: employer contribution per participant | $509 | |
| Peer median | $1,890 |
| A Better Way: average balance | $27,313 | |
| Peer median | $56,033 |
| A Better Way: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.37% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $4.6M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 169 | $4.6M | $86K | $509 | 0.09% | Not published | Form 5500 ↗ |
Other A Better Way plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
403(b) Thrift Plan for Employees of a Better Way, Inc.
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Investment Corp | Schedule C ↗ |
| Independent auditor | Pension Assurance LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does A Better Way match 401(k) contributions?
The match terms for the 403(b) Thrift Plan for Employees of a Better Way, Inc. have not been published from its filing yet. The plan year 2025 filing reports $86K in employer contributions, about $509 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the A Better Way 401(k) match vested?
The vesting schedule for the 403(b) Thrift Plan for Employees of a Better Way, Inc. is not in the data published so far. Your Summary Plan Description states it.
Who manages the A Better Way 401(k)?
The filing names A Better Way, Inc. as plan administrator; it does not list a recordkeeper.
I left A Better Way. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (A Better Way, Inc., (510) 601-0203). The A Better Way old 401(k) page lists the contacts from every plan filing. Find an old A Better Way 401(k)
Data from the public Form 5500 annual reports A Better Way filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with A Better Way. Not financial advice. Report a correction · Methodology