Access XP 401(k) match, vesting and fees
What Access XP's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Capital Group Retirement Plan Servi | Schedule C ↗ |
| Independent auditor | Pkf San Diego, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 320 defined-contribution plans in arts, entertainment, and recreation with 100 to 499 participants.
| Access XP: employer contribution per participant | $4,559 | |
| Peer median | $1,598 |
| Access XP: average balance | $62,231 | |
| Peer median | $50,224 |
| Access XP: admin expenses ÷ assets | 0.38% | |
| Peer median | 0.40% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.4M at the end of plan year 2022 to $11.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 258 | $11.1M | $812K | $4,559 | 0.38% | Not published | Form 5500 ↗ |
| 2024 | 236 | $7.5M | $770K | $4,901 | 0.39% | Not published | Form 5500 ↗ |
| 2023 | 190 | $5.1M | $585K | $4,400 | 0.14% | Not published | 5500-SF ↗ |
| 2022 | 140 | $2.4M | $268K | $3,935 | 0.04% | Not published | 5500-SF ↗ |
Common questions
Does Access XP match 401(k) contributions?
The match terms for the Access Xp Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $812K in employer contributions, about $4,559 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Access XP 401(k) match vested?
The vesting schedule for the Access Xp Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Access XP 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Capital Group Retirement Plan Servi. The plan administrator is Access Xp LLC.
I left Access XP. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Access Xp LLC, (619) 299-2200) or the recordkeeper, Capital Group Retirement Plan Servi. The Access XP old 401(k) page lists the contacts from every plan filing. Find an old Access XP 401(k)
Data from the public Form 5500 annual reports Access XP filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Access XP. Not financial advice. Report a correction · Methodology