Ace Hardware 401(k) match, vesting and fees
What Ace Hardware's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Transamerica Retirement Solutions | Schedule C ↗ |
| Independent auditor | Templeton & Co (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 263 defined-contribution plans in other services with 1,000 to 4,999 participants.
| Ace Hardware: employer contribution per participant | $1,370 | |
| Peer median | $1,431 |
| Ace Hardware: average balance | $45,617 | |
| Peer median | $42,646 |
| Ace Hardware: admin expenses ÷ assets | 0.61% | |
| Peer median | 0.23% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $163M at the end of plan year 2023 to $188M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 11,052 | $188M | $5.6M | $1,370 | 0.61% | Not published | Form 5500 ↗ |
| 2023 | 9,898 | $163M | $4.4M | $1,179 | 0.67% | Not published | Form 5500 ↗ |
Other Ace Hardware plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ace Hardware Corporation 401(k) Savings and Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Ernst & Young (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Ace Retirement Savings Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Ernst and Young LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Ace Hardware match 401(k) contributions?
The match terms for the Ace Retail Savings Plan 401(k) have not been published from its filing yet. The plan year 2024 filing reports $5.6M in employer contributions, about $1,370 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ace Hardware 401(k) match vested?
The vesting schedule for the Ace Retail Savings Plan 401(k) is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ace Hardware 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Transamerica Retirement Solutions. The plan administrator is Administrative Group, LLC DBA Tag Resources.
I left Ace Hardware. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Administrative Group, LLC DBA Tag Resources, (865) 670-1844) or the recordkeeper, Transamerica Retirement Solutions. The Ace Hardware old 401(k) page lists the contacts from every plan filing. Find an old Ace Hardware 401(k)
Data from the public Form 5500 annual reports Ace Hardware filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ace Hardware. Not financial advice. Report a correction · Methodology