Adult Learning Systems - Lower Michigan 401(k) match, vesting and fees
What Adult Learning Systems - Lower Michigan's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Ins Co of America | Schedule C ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 2,134 defined-contribution plans in educational services with 100 to 499 participants.
| Adult Learning Systems - Lower Michigan: employer contribution per participant | $752 | |
| Peer median | $1,684 |
| Adult Learning Systems - Lower Michigan: average balance | $1,851 | |
| Peer median | $62,952 |
| Adult Learning Systems - Lower Michigan: admin expenses ÷ assets | 3.43% | |
| Peer median | 0.17% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $220K at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 199 | $220K | $89K | $752 | 3.43% | Not published | Form 5500 ↗ |
Common questions
Does Adult Learning Systems - Lower Michigan match 401(k) contributions?
The match terms for the Adult Learning Systems - Lower Michigan, Inc. 403(b) Plan have not been published from its filing yet. The plan year 2024 filing reports $89K in employer contributions, about $752 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Adult Learning Systems - Lower Michigan 401(k) match vested?
The vesting schedule for the Adult Learning Systems - Lower Michigan, Inc. 403(b) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Adult Learning Systems - Lower Michigan 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Ins Co of America. The plan administrator is Adult Learning Systems - Lower Michigan, Inc..
I left Adult Learning Systems - Lower Michigan. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Adult Learning Systems - Lower Michigan, Inc., (888) 879-9111) or the recordkeeper, Empower Annuity Ins Co of America. The Adult Learning Systems - Lower Michigan old 401(k) page lists the contacts from every plan filing. Find an old Adult Learning Systems - Lower Michigan 401(k)
Data from the public Form 5500 annual reports Adult Learning Systems - Lower Michigan filed with the U.S. Department of Labor (plan years 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Adult Learning Systems - Lower Michigan. Not financial advice. Report a correction · Methodology