Agency Within 401(k) match, vesting and fees
What Agency Within's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Guideline, Inc. | 2024 Schedule C ↗ |
| Independent auditor | Hctv Cpas LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 535 defined-contribution plans in administrative, support and waste management services with 100 to 499 participants.
| Agency Within: employer contribution per participant | $2,250 | |
| Peer median | $1,445 |
| Agency Within: average balance | $35,559 | |
| Peer median | $36,074 |
| Agency Within: admin expenses ÷ assets | 0.18% | |
| Peer median | 0.52% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.5M at the end of plan year 2023 to $9.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 271 | $9.5M | $603K | $2,250 | 0.18% | Not published | Form 5500 ↗ |
| 2024 | 248 | $7.3M | $597K | $2,438 | 0.15% | Not published | Form 5500 ↗ |
| 2023 | 254 | $5.5M | $637K | $2,546 | 0.20% | Not published | Form 5500 ↗ |
Common questions
Does Agency Within match 401(k) contributions?
The match terms for the Within 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $603K in employer contributions, about $2,250 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Agency Within 401(k) match vested?
The vesting schedule for the Within 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Agency Within 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Guideline, Inc.. The plan administrator is Acruee 401k, Inc.,.
I left Agency Within. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Acruee 401k, Inc.,, (888) 294-0388) or the recordkeeper, Guideline, Inc.. The Agency Within old 401(k) page lists the contacts from every plan filing. Find an old Agency Within 401(k)
Data from the public Form 5500 annual reports Agency Within filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Agency Within. Not financial advice. Report a correction · Methodology