Allied Irish Banks 401(k) match, vesting and fees
What Allied Irish Banks' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Bdo USA, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 157 defined-contribution plans in management of companies and enterprises with 100 to 499 participants.
| Allied Irish Banks: employer contribution per participant | $9,780 | |
| Peer median | $1,900 |
| Allied Irish Banks: average balance | $519,852 | |
| Peer median | $90,270 |
| Allied Irish Banks: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.26% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $52.1M at the end of plan year 2021 to $59.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 115 | $59.8M | $1.1M | $9,780 | 0.05% | Not published | Form 5500 ↗ |
| 2024 | 116 | $51.4M | $1.1M | $9,147 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 123 | $47.1M | $1M | $8,497 | 0.07% | Not published | Form 5500 ↗ |
| 2022 | 126 | $41.8M | $967K | $7,740 | 0.03% | Not published | Form 5500 ↗ |
| 2021 | 131 | $52.1M | $1.2M | $9,243 | <0.01% | Not published | Form 5500 ↗ |
Other Allied Irish Banks plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
The Allied Irish Bank Pension Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Bdo USA, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Allied Irish Banks match 401(k) contributions?
The match terms for the The Allied Irish Bank Capital Accumulation Retirement Plan and Trust have not been published from its filing yet. The plan year 2025 filing reports $1.1M in employer contributions, about $9,780 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Allied Irish Banks 401(k) match vested?
The vesting schedule for the The Allied Irish Bank Capital Accumulation Retirement Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Allied Irish Banks 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Allied Irish Banks, P.L.C..
I left Allied Irish Banks. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Allied Irish Banks, P.L.C., (212) 339-8160) or the recordkeeper, Principal Life Insurance Company. The Allied Irish Banks old 401(k) page lists the contacts from every plan filing. Find an old Allied Irish Banks 401(k)
Data from the public Form 5500 annual reports Allied Irish Banks filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Allied Irish Banks. Not financial advice. Report a correction · Methodology