Ameresco 401(k) match, vesting and fees

Plan year 2025 filingAmeresco, Inc. 401(k) Plan · Plan 001 · EIN 04-3512838Updated Oct 2026

What Ameresco's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $8.2M in employer contributions, about $4,673 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$159,776
Average account balance
1,797
Participants (end of year)
$282M
Plan assets (end of year)
0.15%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorBaker Tilly US, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2025 medians for 266 defined-contribution plans in professional, scientific, and technical services with 1,000 to 4,999 participants.

Ameresco: employer contribution per participant$4,673
Peer median$2,664
Ameresco: average balance$159,776
Peer median$119,448
Ameresco: admin expenses ÷ assets0.15%
Peer median0.09%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $207M at the end of plan year 2021 to $282M at the end of plan year 2025.

$207M2021$174M2022$218M2023$252M2024$282M2025
End-of-year figures from each plan year's Form 5500 filing for the Ameresco plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20251,797$282M$8.2M$4,6730.15%Not publishedForm 5500 ↗
20241,758$252M$8.1M$4,7250.13%Not publishedForm 5500 ↗
20231,669$218M$7.7M$4,7000.15%Not publishedForm 5500 ↗
20221,619$174M$6.8M$4,3490.02%Not publishedForm 5500 ↗
20211,486$207M$6.2M$4,548<0.01%Not publishedForm 5500 ↗

Common questions

Does Ameresco match 401(k) contributions?

The match terms for the Ameresco, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $8.2M in employer contributions, about $4,673 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Ameresco 401(k) match vested?

The vesting schedule for the Ameresco, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Ameresco 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Ameresco, Inc..

I left Ameresco. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Ameresco, Inc., (508) 661-2200) or the recordkeeper, Fidelity Investments Institutional. The Ameresco old 401(k) page lists the contacts from every plan filing. Find an old Ameresco 401(k)

Data from the public Form 5500 annual reports Ameresco filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ameresco. Not financial advice. Report a correction · Methodology