American Civil Liberties Union 401(k) match, vesting and fees

Plan year 2024 filingAclu Defined Contribution Plan · Plan 003 · EIN 13-3871360Updated Oct 2026

What American Civil Liberties Union's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $9.9M in employer contributions, about $3,671 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$89,187
Average account balance
2,787
Participants (end of year)
$242M
Plan assets (end of year)
0.15%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorBdo USA, P.C. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2024 medians for 263 defined-contribution plans in other services with 1,000 to 4,999 participants.

American Civil Liberties Union: employer contribution per participant$3,671
Peer median$1,431
American Civil Liberties Union: average balance$89,187
Peer median$42,646
American Civil Liberties Union: admin expenses ÷ assets0.15%
Peer median0.23%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $112M at the end of plan year 2021 to $242M at the end of plan year 2024.

$112M2021$105M2022$197M2023$242M2024
End-of-year figures from each plan year's Form 5500 filing for the American Civil Liberties Union plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20242,787$242M$9.9M$3,6710.15%Not publishedForm 5500 ↗
20232,783$197M$9.2M$3,4260.19%Not publishedForm 5500 ↗
20222,358$105M$7.8M$3,3610.20%Not publishedForm 5500 ↗
20212,136$112M$6.8M$3,2270.28%Not publishedForm 5500 ↗

Other American Civil Liberties Union plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

American Civil Liberties Union Retirement Plan

Plan 001 · EIN 13-3871360 · plan year 2024 filing
$221,633
Average account balance
748
Participants (end of year)
$166M
Plan assets (end of year)
0.60%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorBdo USA, P.C. (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Aclu 401(k) Plan

Plan 002 · EIN 13-3871360 · plan year 2022 filing · terminated
—
Average account balance
0
Participants (end of year)
$0
Plan assets (end of year)
0.21%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorBdo USA, P.C. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · Terminated (final filing)Form 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

Common questions

Does American Civil Liberties Union match 401(k) contributions?

The match terms for the Aclu Defined Contribution Plan have not been published from its filing yet. The plan year 2024 filing reports $9.9M in employer contributions, about $3,671 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the American Civil Liberties Union 401(k) match vested?

The vesting schedule for the Aclu Defined Contribution Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the American Civil Liberties Union 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is American Civil Liberties Union, Inc..

I left American Civil Liberties Union. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (American Civil Liberties Union, Inc., (212) 549-2678) or the recordkeeper, Principal Life Insurance Company. The American Civil Liberties Union old 401(k) page lists the contacts from every plan filing. Find an old American Civil Liberties Union 401(k)

Data from the public Form 5500 annual reports American Civil Liberties Union filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with American Civil Liberties Union. Not financial advice. Report a correction · Methodology