American Dental Association 401(k) match, vesting and fees
What American Dental Association's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Baker Tilly (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 87 defined-contribution plans in other services with 500 to 999 participants.
| American Dental Association: employer contribution per participant | $626 | |
| Peer median | $1,829 |
| American Dental Association: average balance | $222,921 | |
| Peer median | $71,847 |
| American Dental Association: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.25% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $122M at the end of plan year 2021 to $132M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 620 | $132M | $371K | $626 | 0.10% | Not published | Form 5500 ↗ |
| 2024 | 656 | $127M | $2M | $3,027 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 680 | $122M | $1.9M | $2,822 | 0.14% | Not published | Form 5500 ↗ |
| 2022 | 633 | $105M | $1.7M | $2,653 | 0.12% | Not published | Form 5500 ↗ |
| 2021 | 608 | $122M | $1.7M | $2,759 | 0.13% | Not published | Form 5500 ↗ |
Other American Dental Association plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ada Employees' Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Baker Tilly US, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does American Dental Association match 401(k) contributions?
The match terms for the American Dental Association Employees' Savings and Thrift Plan have not been published from its filing yet. The plan year 2025 filing reports $371K in employer contributions, about $626 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the American Dental Association 401(k) match vested?
The vesting schedule for the American Dental Association Employees' Savings and Thrift Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the American Dental Association 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is American Dental Association.
I left American Dental Association. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (American Dental Association, (312) 440-2538) or the recordkeeper, Empower Annuity Insurance Company O. The American Dental Association old 401(k) page lists the contacts from every plan filing. Find an old American Dental Association 401(k)
Data from the public Form 5500 annual reports American Dental Association filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with American Dental Association. Not financial advice. Report a correction · Methodology