American Eagle Outfitters 401(k) match, vesting and fees

Plan year 2024 filingAmerican Eagle Outfitters, Inc. Profit Sharing and 401(k) Plan · Plan 001 · EIN 13-2721761Updated Oct 2026

What American Eagle Outfitters' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $17.2M in employer contributions, about $1,294 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$40,446
Average account balance
21,668
Participants (end of year)
$538M
Plan assets (end of year)
0.18%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorErnst and Young LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 87 defined-contribution plans in retail trade with 10,000 to 49,999 participants.

American Eagle Outfitters: employer contribution per participant$1,294
Peer median$1,215
American Eagle Outfitters: average balance$40,446
Peer median$48,539
American Eagle Outfitters: admin expenses ÷ assets0.18%
Peer median0.12%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $471M at the end of plan year 2023 to $538M at the end of plan year 2024.

$471M2023$538M2024
End-of-year figures from each plan year's Form 5500 filing for the American Eagle Outfitters plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
202421,668$538M$17.2M$1,2940.18%Not publishedForm 5500 ↗
202312,774$471M$15M$1,2220.17%Not publishedForm 5500 ↗

Common questions

Does American Eagle Outfitters match 401(k) contributions?

The match terms for the American Eagle Outfitters, Inc. Profit Sharing and 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $17.2M in employer contributions, about $1,294 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the American Eagle Outfitters 401(k) match vested?

The vesting schedule for the American Eagle Outfitters, Inc. Profit Sharing and 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the American Eagle Outfitters 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is American Eagle Outfitters, Inc..

I left American Eagle Outfitters. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (American Eagle Outfitters, Inc., (724) 779-5678) or the recordkeeper, Fidelity Investments Institutional. The American Eagle Outfitters old 401(k) page lists the contacts from every plan filing. Find an old American Eagle Outfitters 401(k)

Data from the public Form 5500 annual reports American Eagle Outfitters filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with American Eagle Outfitters. Not financial advice. Report a correction · Methodology