American Income Life Insurance 401(k) match, vesting and fees
What American Income Life Insurance's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Deloitte Touche LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| American Income Life Insurance: employer contribution per participant | $5,053 | |
| Peer median | $3,122 |
| American Income Life Insurance: average balance | $98,377 | |
| Peer median | $111,687 |
| American Income Life Insurance: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $23.5M at the end of plan year 2021 to $25.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 275 | $25.7M | $1.3M | $5,053 | 0.05% | Not published | Form 5500 ↗ |
| 2024 | 361 | $24.4M | $1.2M | $4,068 | 0.19% | Not published | Form 5500 ↗ |
| 2023 | 399 | $22.9M | $1.3M | $4,462 | 0.14% | Not published | Form 5500 ↗ |
| 2022 | 376 | $19.7M | $1.1M | $4,263 | 0.13% | Not published | Form 5500 ↗ |
| 2021 | 338 | $23.5M | $737K | $2,845 | 0.12% | Not published | Form 5500 ↗ |
Other American Income Life Insurance plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
American Income Life Insurance Company Collective Bargaining Agreement Employees Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Jaynes, Reitmeier, Boyd, & Therrell (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does American Income Life Insurance match 401(k) contributions?
The match terms for the American Income Life Insurance Company Exempt Employees 401k Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $1.3M in employer contributions, about $5,053 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the American Income Life Insurance 401(k) match vested?
The vesting schedule for the American Income Life Insurance Company Exempt Employees 401k Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the American Income Life Insurance 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is American Income Life Insurance Company.
I left American Income Life Insurance. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (American Income Life Insurance Company, (972) 569-4000) or the recordkeeper, Fidelity Investments Institutional. The American Income Life Insurance old 401(k) page lists the contacts from every plan filing. Find an old American Income Life Insurance 401(k)
Data from the public Form 5500 annual reports American Income Life Insurance filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with American Income Life Insurance. Not financial advice. Report a correction · Methodology