Find an old American Water Works 401(k)
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs
American Water Works Company, Inc. · Plan 003 · EIN 51-0063696 · Camden, NJ
| Plan administrator | American Water Works Company, Inc. P.O. Box 2738, Attn Tax Dept., Camden, NJ 08101-2738 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Empower Annuity Insurance Company | Schedule C ↗ |
| Former employees with balances | 1,360 separated participants still had money in the plan | Form 5500 ↗ |
Pension Plan for Certain Inactive Participants of American Water Works Company, Inc. and Its Designa
American Water Works Co., Inc. · Plan 004 · EIN 51-0063696 · Camden, NJ
| Plan administrator | American Water Works Co., Inc. P.O. Box 2738, Attn Tax Dept., 1 Water Stret, Camden, NJ 08101-2738 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 533 separated participants still had money in the plan | Form 5500 ↗ |
Pension Plan for Employees of American Water Works Company, Inc. & Its Designated Subsidiaries
American Water Works Co., Inc. · Plan 001 · EIN 51-0063696 · Camden, NJ
| Plan administrator | American Water Works Co., Inc. P.O. Box 2738, Attn Tax Dept., 1 Water Street, Camden, NJ 08101-2738 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 86 separated participants still had money in the plan | Form 5500 ↗ |
American Water Works 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old American Water Works 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: American Water Works Company, Inc., (856) 955-4001. The accounts are held by the recordkeeper, Empower Annuity Insurance Company. Have your Social Security number and dates of employment ready.
What is the American Water Works 401(k) phone number?
The plan administrator phone number on the plan year 2024 filing is (856) 955-4001.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with American Water Works and does not hold accounts. Not financial advice. Report a correction