Americare Systems 401(k) match, vesting and fees
What Americare Systems' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Kerber, Eck & Braeckel LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,287 defined-contribution plans in professional, scientific, and technical services with 500 to 999 participants.
| Americare Systems: employer contribution per participant | $506 | |
| Peer median | $2,600 |
| Americare Systems: average balance | $17,737 | |
| Peer median | $84,124 |
| Americare Systems: admin expenses ÷ assets | 0.87% | |
| Peer median | 0.17% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $14.2M at the end of plan year 2021 to $16.8M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 2,448 | $16.8M | $478K | $506 | 0.87% | Not published | Form 5500 ↗ |
| 2023 | 2,243 | $14.1M | $404K | $420 | 0.22% | Not published | Form 5500 ↗ |
| 2022 | 2,197 | $12M | $388K | $396 | 0.30% | Not published | Form 5500 ↗ |
| 2021 | 2,096 | $14.2M | $348K | $344 | 0.31% | Not published | Form 5500 ↗ |
Common questions
Does Americare Systems match 401(k) contributions?
The match terms for the Americare Systems, Inc. Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $478K in employer contributions, about $506 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Americare Systems 401(k) match vested?
The vesting schedule for the Americare Systems, Inc. Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Americare Systems 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Americare Systems, Inc..
I left Americare Systems. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Americare Systems, Inc., (573) 471-1113) or the recordkeeper, Principal Life Insurance Company. The Americare Systems old 401(k) page lists the contacts from every plan filing. Find an old Americare Systems 401(k)
Data from the public Form 5500 annual reports Americare Systems filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Americare Systems. Not financial advice. Report a correction · Methodology