Americo Services 401(k) match, vesting and fees
What Americo Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Cbiz Cpas P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Americo Services: employer contribution per participant | $2,997 | |
| Peer median | $3,266 |
| Americo Services: average balance | $129,631 | |
| Peer median | $137,177 |
| Americo Services: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $241M at the end of plan year 2021 to $296M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,347 | $296M | $6.8M | $2,997 | 0.06% | Not published | Form 5500 ↗ |
| 2024 | 2,261 | $262M | $6.6M | $3,017 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 2,290 | $236M | $6.1M | $2,773 | 0.08% | Not published | Form 5500 ↗ |
| 2022 | 2,226 | $200M | $5.6M | $2,527 | 0.14% | Not published | Form 5500 ↗ |
| 2021 | 2,024 | $241M | $1.9M | $941 | 0.13% | Not published | Form 5500 ↗ |
Common questions
Does Americo Services match 401(k) contributions?
The match terms for the The 401(k) Plan - Americo, Crl & Ipfs have not been published from its filing yet. The plan year 2025 filing reports $6.8M in employer contributions, about $2,997 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Americo Services 401(k) match vested?
The vesting schedule for the The 401(k) Plan - Americo, Crl & Ipfs is not in the data published so far. Your Summary Plan Description states it.
Who manages the Americo Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is Americo Services, Inc..
I left Americo Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Americo Services, Inc., (816) 391-2000) or the recordkeeper, Empower Annuity Insurance Company O. The Americo Services old 401(k) page lists the contacts from every plan filing. Find an old Americo Services 401(k)
Data from the public Form 5500 annual reports Americo Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Americo Services. Not financial advice. Report a correction · Methodology