Ames Construction 401(k) match, vesting and fees
What Ames Construction's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 98 defined-contribution plans in construction with 1,000 to 4,999 participants.
| Ames Construction: employer contribution per participant | $4,911 | |
| Peer median | $3,042 |
| Ames Construction: average balance | $107,836 | |
| Peer median | $88,965 |
| Ames Construction: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.18% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $119M at the end of plan year 2021 to $231M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,210 | $231M | $10.5M | $4,911 | 0.12% | Not published | Form 5500 ↗ |
| 2024 | 2,407 | $214M | $15.1M | $6,386 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 4,104 | $200M | $7.5M | $1,873 | 0.19% | Not published | Form 5500 ↗ |
| 2022 | 4,540 | $100M | $5M | $1,573 | 0.20% | Not published | Form 5500 ↗ |
| 2021 | 4,498 | $119M | $4.9M | $1,582 | 0.25% | Not published | Form 5500 ↗ |
Other Ames Construction plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
The Ames Construction, Inc. Hce Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Ames Construction, Inc. Profit Sharing Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Ames Construction match 401(k) contributions?
The match terms for the Ames Construction, Inc. Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $10.5M in employer contributions, about $4,911 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ames Construction 401(k) match vested?
The vesting schedule for the Ames Construction, Inc. Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ames Construction 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company. The plan administrator is Ames Construction, Inc..
I left Ames Construction. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ames Construction, Inc., (952) 435-7106) or the recordkeeper, Empower Annuity Insurance Company. The Ames Construction old 401(k) page lists the contacts from every plan filing. Find an old Ames Construction 401(k)
Data from the public Form 5500 annual reports Ames Construction filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ames Construction. Not financial advice. Report a correction · Methodology