Arco Business Services 401(k) match, vesting and fees
What Arco Business Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Retirement Plan Servic | Schedule C ↗ |
| Independent auditor | Rsm US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 570 defined-contribution plans in construction with 1,000 to 4,999 participants.
| Arco Business Services: employer contribution per participant | $433 | |
| Peer median | $2,900 |
| Arco Business Services: average balance | $123,719 | |
| Peer median | $67,876 |
| Arco Business Services: admin expenses ÷ assets | 0.15% | |
| Peer median | 0.26% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $166M at the end of plan year 2023 to $196M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 2,245 | $196M | $688K | $433 | 0.15% | Not published | Form 5500 ↗ |
| 2023 | 2,113 | $166M | $604K | $407 | 0.18% | Not published | Form 5500 ↗ |
Common questions
Does Arco Business Services match 401(k) contributions?
The match terms for the Arco Companies Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $688K in employer contributions, about $433 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Arco Business Services 401(k) match vested?
The vesting schedule for the Arco Companies Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Arco Business Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is John Hancock Retirement Plan Servic. The plan administrator is Arco Business Services, Inc..
I left Arco Business Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Arco Business Services, Inc., (314) 963-0715) or the recordkeeper, John Hancock Retirement Plan Servic. The Arco Business Services old 401(k) page lists the contacts from every plan filing. Find an old Arco Business Services 401(k)
Data from the public Form 5500 annual reports Arco Business Services filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Arco Business Services. Not financial advice. Report a correction · Methodology