Armstrong Garden Centers 401(k) match, vesting and fees

Plan year 2024 filingArmstrong Garden Centers, Inc. 401(k) Plan · Plan 003 · EIN 95-3207663Updated Oct 2026

What Armstrong Garden Centers' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $122K in employer contributions, about $235 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$58,070
Average account balance
1,716
Participants (end of year)
$30.1M
Plan assets (end of year)
0.95%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFiduciary Outsourcing, LLC DBA PmaSchedule C ↗
Independent auditorLucas Horsfall Murphy & Pindroh LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 502 defined-contribution plans in retail trade with 500 to 999 participants.

Armstrong Garden Centers: employer contribution per participant$235
Peer median$928
Armstrong Garden Centers: average balance$58,070
Peer median$40,685
Armstrong Garden Centers: admin expenses ÷ assets0.95%
Peer median0.37%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $27.2M at the end of plan year 2023 to $30.1M at the end of plan year 2024.

$27.2M2023$30.1M2024
End-of-year figures from each plan year's Form 5500 filing for the Armstrong Garden Centers plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20241,716$30.1M$122K$2350.95%Not publishedForm 5500 ↗
20231,368$27.2M$131K$2540.91%Not publishedForm 5500 ↗

Other Armstrong Garden Centers plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Armstrong Garden Centers, Inc. Employee Stock Ownership Plan

Plan 001 · EIN 95-3207663 · plan year 2024 filing
$75,796
Average account balance
1,920
Participants (end of year)
$146M
Plan assets (end of year)
<0.01%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorLucas, Horsfall, Murphy & Pindroh (unmodified opinion)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does Armstrong Garden Centers match 401(k) contributions?

The match terms for the Armstrong Garden Centers, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $122K in employer contributions, about $235 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Armstrong Garden Centers 401(k) match vested?

The vesting schedule for the Armstrong Garden Centers, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Armstrong Garden Centers 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fiduciary Outsourcing, LLC DBA Pma. The plan administrator is Fiduciary Outsourcing LLC.

I left Armstrong Garden Centers. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Fiduciary Outsourcing LLC, (602) 730-9849) or the recordkeeper, Fiduciary Outsourcing, LLC DBA Pma. The Armstrong Garden Centers old 401(k) page lists the contacts from every plan filing. Find an old Armstrong Garden Centers 401(k)

Data from the public Form 5500 annual reports Armstrong Garden Centers filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Armstrong Garden Centers. Not financial advice. Report a correction · Methodology