Aspida Financial Services 401(k) match, vesting and fees
What Aspida Financial Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | William Overman Pierce LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Aspida Financial Services: employer contribution per participant | $4,661 | |
| Peer median | $2,868 |
| Aspida Financial Services: average balance | $71,743 | |
| Peer median | $95,281 |
| Aspida Financial Services: admin expenses ÷ assets | 0.77% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $12.5M at the end of plan year 2022 to $14.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 203 | $14.4M | $937K | $4,661 | 0.77% | Not published | Form 5500 ↗ |
| 2023 | 202 | $12.2M | $802K | $4,008 | 0.60% | Not published | Form 5500 ↗ |
| 2022 | 195 | $12.5M | $792K | $4,063 | 0.76% | Not published | Form 5500 ↗ |
Common questions
Does Aspida Financial Services match 401(k) contributions?
The match terms for the Aspida Financial Services, LLC 401(k) Profit Sharing Plan and Trust have not been published from its filing yet. The plan year 2024 filing reports $937K in employer contributions, about $4,661 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Aspida Financial Services 401(k) match vested?
The vesting schedule for the Aspida Financial Services, LLC 401(k) Profit Sharing Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Aspida Financial Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is Aspida Financial Services, LLC.
I left Aspida Financial Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Aspida Financial Services, LLC, (919) 246-3367) or the recordkeeper, Empower Annuity Insurance Company O. The Aspida Financial Services old 401(k) page lists the contacts from every plan filing. Find an old Aspida Financial Services 401(k)
Data from the public Form 5500 annual reports Aspida Financial Services filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Aspida Financial Services. Not financial advice. Report a correction · Methodology