Aspire USA 401(k) match, vesting and fees
What Aspire USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Sentinel Benefits Group, Inc. | Schedule C ↗ |
| Independent auditor | Aafcpas (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,287 defined-contribution plans in professional, scientific, and technical services with 500 to 999 participants.
| Aspire USA: employer contribution per participant | $2,447 | |
| Peer median | $2,600 |
| Aspire USA: average balance | $71,989 | |
| Peer median | $84,124 |
| Aspire USA: admin expenses ÷ assets | 0.19% | |
| Peer median | 0.17% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $54.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 886 | $54.4M | $1.8M | $2,447 | 0.19% | Not published | Form 5500 ↗ |
Common questions
Does Aspire USA match 401(k) contributions?
The match terms for the Valsoft 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $1.8M in employer contributions, about $2,447 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Aspire USA 401(k) match vested?
The vesting schedule for the Valsoft 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Aspire USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Sentinel Benefits Group, Inc.. The plan administrator is Aspire USA LLC.
I left Aspire USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Aspire USA LLC, (978) 258-0557) or the recordkeeper, Sentinel Benefits Group, Inc.. The Aspire USA old 401(k) page lists the contacts from every plan filing. Find an old Aspire USA 401(k)
Data from the public Form 5500 annual reports Aspire USA filed with the U.S. Department of Labor (plan years 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Aspire USA. Not financial advice. Report a correction · Methodology