Association of Graduates, Usma 403(b) match, vesting and fees
What Association of Graduates, Usma's 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Baker Tilly US LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 3,569 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Association of Graduates, Usma: employer contribution per participant | $4,597 | |
| Peer median | $2,719 |
| Association of Graduates, Usma: average balance | $156,644 | |
| Peer median | $85,424 |
| Association of Graduates, Usma: admin expenses ÷ assets | 0.07% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $19.4M at the end of plan year 2021 to $28.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 199 | $28.8M | $846K | $4,597 | 0.07% | Not published | Form 5500 ↗ |
| 2024 | 190 | $23.7M | $708K | $4,095 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 170 | $20.6M | $631K | $3,755 | 0.28% | Not published | Form 5500 ↗ |
| 2022 | 170 | $16.1M | $536K | $3,500 | 0.27% | Not published | Form 5500 ↗ |
| 2021 | 163 | $19.4M | $510K | $3,420 | 0.25% | Not published | Form 5500 ↗ |
Common questions
Does Association of Graduates, Usma match 401(k) contributions?
The match terms for the Association of Graduates Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $846K in employer contributions, about $4,597 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Association of Graduates, Usma 401(k) match vested?
The vesting schedule for the Association of Graduates Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Association of Graduates, Usma 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is The Vanguard Group, Inc.. The plan administrator is Association of Graduates, Usma.
I left Association of Graduates, Usma. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Association of Graduates, Usma, (845) 446-1588) or the recordkeeper, The Vanguard Group, Inc.. The Association of Graduates, Usma old 401(k) page lists the contacts from every plan filing. Find an old Association of Graduates, Usma 401(k)
Data from the public Form 5500 annual reports Association of Graduates, Usma filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Association of Graduates, Usma. Not financial advice. Report a correction · Methodology