Auto-Owners Insurance 401(k) match, vesting and fees

Plan year 2024 filingAuto-Owners Insurance Company Retirement Savings Plan · Plan 004 · EIN 38-0315280Updated Oct 2026

What Auto-Owners Insurance's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $18.9M in employer contributions, about $2,111 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$96,573
Average account balance
9,080
Participants (end of year)
$864M
Plan assets (end of year)
0.06%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperThe Vanguard Group, Inc.Schedule C ↗
Independent auditorManer Costerisan (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 118 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.

Auto-Owners Insurance: employer contribution per participant$2,111
Peer median$3,354
Auto-Owners Insurance: average balance$96,573
Peer median$126,365
Auto-Owners Insurance: admin expenses ÷ assets0.06%
Peer median0.06%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $773M at the end of plan year 2023 to $864M at the end of plan year 2024.

$773M2023$864M2024
End-of-year figures from each plan year's Form 5500 filing for the Auto-Owners Insurance plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20249,080$864M$18.9M$2,1110.06%Not publishedForm 5500 ↗
20238,698$773M$17.5M$2,0390.05%Not publishedForm 5500 ↗

Other Auto-Owners Insurance plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Auto-Owners Insurance Company Retirement Income Plan

Plan 001 · EIN 38-0315280 · plan year 2024 filing
$114,561
Average account balance
8,026
Participants (end of year)
$919M
Plan assets (end of year)
0.00%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorManer Costerisan (unmodified opinion)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does Auto-Owners Insurance match 401(k) contributions?

The match terms for the Auto-Owners Insurance Company Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $18.9M in employer contributions, about $2,111 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Auto-Owners Insurance 401(k) match vested?

The vesting schedule for the Auto-Owners Insurance Company Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Auto-Owners Insurance 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is Committee for Aoins Ret Savings Plan.

I left Auto-Owners Insurance. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Committee for Aoins Ret Savings Plan, (517) 703-2449) or the recordkeeper, The Vanguard Group, Inc.. The Auto-Owners Insurance old 401(k) page lists the contacts from every plan filing. Find an old Auto-Owners Insurance 401(k)

Data from the public Form 5500 annual reports Auto-Owners Insurance filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Auto-Owners Insurance. Not financial advice. Report a correction · Methodology