B.V. Hedrick Gravel and Sand 401(k) match, vesting and fees
What B.V. Hedrick Gravel and Sand's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Anderson Smith & Wike PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 117 defined-contribution plans in mining, quarrying, and oil and gas extraction with 100 to 499 participants.
| B.V. Hedrick Gravel and Sand: employer contribution per participant | $7,848 | |
| Peer median | $3,252 |
| B.V. Hedrick Gravel and Sand: average balance | $93,117 | |
| Peer median | $62,338 |
| B.V. Hedrick Gravel and Sand: admin expenses ÷ assets | 0.46% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10.1M at the end of plan year 2021 to $18.6M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 203 | $18.6M | $1.6M | $7,848 | 0.46% | Not published | Form 5500 ↗ |
| 2024 | 181 | $15M | $1.8M | $10,011 | 0.47% | Not published | Form 5500 ↗ |
| 2023 | 172 | $12M | $878K | $5,256 | 0.47% | Not published | Form 5500 ↗ |
| 2022 | 163 | $9.6M | $743K | $4,675 | 0.46% | Not published | Form 5500 ↗ |
| 2021 | 166 | $10.1M | $735K | $4,452 | 0.64% | Not published | Form 5500 ↗ |
Common questions
Does B.V. Hedrick Gravel and Sand match 401(k) contributions?
The match terms for the B.V. Hedrick Gravel and Sand Company Salary Deferral and Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $1.6M in employer contributions, about $7,848 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the B.V. Hedrick Gravel and Sand 401(k) match vested?
The vesting schedule for the B.V. Hedrick Gravel and Sand Company Salary Deferral and Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the B.V. Hedrick Gravel and Sand 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is B.V. Hedrick Gravel and Sand Company.
I left B.V. Hedrick Gravel and Sand. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (B.V. Hedrick Gravel and Sand Company, (704) 603-3418) or the recordkeeper, Principal Life Insurance Company. The B.V. Hedrick Gravel and Sand old 401(k) page lists the contacts from every plan filing. Find an old B.V. Hedrick Gravel and Sand 401(k)
Data from the public Form 5500 annual reports B.V. Hedrick Gravel and Sand filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with B.V. Hedrick Gravel and Sand. Not financial advice. Report a correction · Methodology