B1bank 401(k) match, vesting and fees

Plan year 2025 filingB1bank Employee Retirement Plan and Trust · Plan 001 · EIN 20-3977125Updated Oct 2026

What B1bank's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $3.1M in employer contributions, about $3,226 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$90,116
Average account balance
991
Participants (end of year)
$86.6M
Plan assets (end of year)
0.17%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance Co of Am.Schedule C ↗
Independent auditorEisneramper LLP (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 208 defined-contribution plans in finance and insurance with 500 to 999 participants.

B1bank: employer contribution per participant$3,226
Peer median$3,090
B1bank: average balance$90,116
Peer median$119,169
B1bank: admin expenses ÷ assets0.17%
Peer median0.10%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $54.3M at the end of plan year 2021 to $86.6M at the end of plan year 2025.

$54.3M2021$50.8M2022$61.9M2023$68.7M2024$86.6M2025
End-of-year figures from each plan year's Form 5500 filing for the B1bank plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025991$86.6M$3.1M$3,2260.17%Not publishedForm 5500 ↗
2024901$68.7M$2.7M$3,0330.18%Not publishedForm 5500 ↗
2023894$61.9M$2.4M$2,7770.24%Not publishedForm 5500 ↗
2022875$50.8M$2.3M$2,8090.18%Not publishedForm 5500 ↗
2021750$54.3M$1.8M$2,5090.15%Not publishedForm 5500 ↗

Common questions

Does B1bank match 401(k) contributions?

The match terms for the B1bank Employee Retirement Plan and Trust have not been published from its filing yet. The plan year 2025 filing reports $3.1M in employer contributions, about $3,226 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the B1bank 401(k) match vested?

The vesting schedule for the B1bank Employee Retirement Plan and Trust is not in the data published so far. Your Summary Plan Description states it.

Who manages the B1bank 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Co of Am.. The plan administrator is B1bank.

I left B1bank. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (B1bank, (225) 932-8908) or the recordkeeper, Empower Annuity Insurance Co of Am.. The B1bank old 401(k) page lists the contacts from every plan filing. Find an old B1bank 401(k)

Data from the public Form 5500 annual reports B1bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with B1bank. Not financial advice. Report a correction · Methodology