Bai 401(k) match, vesting and fees
What Bai's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | T. Rowe Price Trust Company | Schedule C ↗ |
| Independent auditor | Forvis Mazars LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 9,213 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Bai: employer contribution per participant | $2,463 | |
| Peer median | $2,521 |
| Bai: average balance | $99,382 | |
| Peer median | $75,833 |
| Bai: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $28.5M at the end of plan year 2021 to $25.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 269 | $25.5M | $633K | $2,463 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 267 | $26.1M | $320K | $1,242 | 0.08% | Not published | Form 5500 ↗ |
| 2022 | 183 | $22.8M | $0 | $0 | 0.03% | Not published | Form 5500 ↗ |
| 2021 | 205 | $28.5M | $359K | $1,942 | 0.07% | Not published | Form 5500 ↗ |
Common questions
Does Bai match 401(k) contributions?
The match terms for the Bai, Inc. 401(k) Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $633K in employer contributions, about $2,463 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bai 401(k) match vested?
The vesting schedule for the Bai, Inc. 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bai 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is T. Rowe Price Trust Company. The plan administrator is Bai Inc.
I left Bai. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bai Inc, (703) 461-4713) or the recordkeeper, T. Rowe Price Trust Company. The Bai old 401(k) page lists the contacts from every plan filing. Find an old Bai 401(k)
Data from the public Form 5500 annual reports Bai filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bai. Not financial advice. Report a correction · Methodology