Bakery Express Mid Atlantic 401(k) match, vesting and fees

Plan year 2025 filingBakery Express Mid-Atlantic, Inc 401(k) Plan · Plan 001 · EIN 52-0986951Updated Oct 2026

What Bakery Express Mid Atlantic's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $381K in employer contributions, about $2,151 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$68,120
Average account balance
278
Participants (end of year)
$12.1M
Plan assets (end of year)
0.45%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperADP, Inc.Schedule C ↗
Independent auditorSc&H Attest Services P.C. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 3,042 defined-contribution plans in manufacturing with 100 to 499 participants.

Bakery Express Mid Atlantic: employer contribution per participant$2,151
Peer median$1,962
Bakery Express Mid Atlantic: average balance$68,120
Peer median$75,225
Bakery Express Mid Atlantic: admin expenses ÷ assets0.45%
Peer median0.32%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $7.6M at the end of plan year 2021 to $12.1M at the end of plan year 2025.

$7.6M2021$6.6M2022$8.3M2023$9.8M2024$12.1M2025
End-of-year figures from each plan year's Form 5500 filing for the Bakery Express Mid Atlantic plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025278$12.1M$381K$2,1510.45%Not publishedForm 5500 ↗
2024248$9.8M$347K$2,0070.60%Not publishedForm 5500 ↗
2023244$8.3M$311K$1,9810.70%Not publishedForm 5500 ↗
2022201$6.6M$286K$2,1000.73%Not publishedForm 5500 ↗
2021226$7.6M$261K$1,8260.71%Not publishedForm 5500 ↗

Common questions

Does Bakery Express Mid Atlantic match 401(k) contributions?

The match terms for the Bakery Express Mid-Atlantic, Inc 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $381K in employer contributions, about $2,151 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Bakery Express Mid Atlantic 401(k) match vested?

The vesting schedule for the Bakery Express Mid-Atlantic, Inc 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Bakery Express Mid Atlantic 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is ADP, Inc.. The plan administrator is Bakery Express Mid Atlantic, Inc.

I left Bakery Express Mid Atlantic. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Bakery Express Mid Atlantic, Inc, (410) 281-2000) or the recordkeeper, ADP, Inc.. The Bakery Express Mid Atlantic old 401(k) page lists the contacts from every plan filing. Find an old Bakery Express Mid Atlantic 401(k)

Data from the public Form 5500 annual reports Bakery Express Mid Atlantic filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bakery Express Mid Atlantic. Not financial advice. Report a correction · Methodology