Baldwin Paving 401(k) match, vesting and fees
What Baldwin Paving's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Life Insurance | Schedule C ↗ |
| Independent auditor | Jason Underwood Cpa, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,392 defined-contribution plans in construction with 100 to 499 participants.
| Baldwin Paving: employer contribution per participant | $2,792 | |
| Peer median | $2,501 |
| Baldwin Paving: average balance | $66,554 | |
| Peer median | $71,471 |
| Baldwin Paving: admin expenses ÷ assets | 0.69% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8M at the end of plan year 2021 to $13M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 407 | $13M | $544K | $2,792 | 0.69% | Not published | Form 5500 ↗ |
| 2024 | 196 | $10.5M | $544K | $2,775 | 0.93% | Not published | Form 5500 ↗ |
| 2023 | 200 | $8.8M | $463K | $2,313 | 1.04% | Not published | Form 5500 ↗ |
| 2022 | 444 | $7.1M | $478K | $2,425 | 1.17% | Not published | Form 5500 ↗ |
| 2021 | 395 | $8M | $497K | $2,269 | 1.27% | Not published | Form 5500 ↗ |
Common questions
Does Baldwin Paving match 401(k) contributions?
The match terms for the Baldwin Paving Co., Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $544K in employer contributions, about $2,792 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Baldwin Paving 401(k) match vested?
The vesting schedule for the Baldwin Paving Co., Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Baldwin Paving 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock Life Insurance. The plan administrator is Baldwin Paving Company, Inc..
I left Baldwin Paving. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Baldwin Paving Company, Inc., (770) 425-9191) or the recordkeeper, John Hancock Life Insurance. The Baldwin Paving old 401(k) page lists the contacts from every plan filing. Find an old Baldwin Paving 401(k)
Data from the public Form 5500 annual reports Baldwin Paving filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Baldwin Paving. Not financial advice. Report a correction · Methodology