Bank of England 401(k) match, vesting and fees

Plan year 2025 filingBank of England Mortgage 401(k) Plan · Plan 002 · EIN 71-0009800Updated Oct 2026

What Bank of England's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $178K in employer contributions, about $771 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$76,735
Average account balance
240
Participants (end of year)
$17.7M
Plan assets (end of year)
0.51%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperStephens Inc.Schedule C ↗
Independent auditorLandmark Plc Cpa (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.

Bank of England: employer contribution per participant$771
Peer median$3,122
Bank of England: average balance$76,735
Peer median$111,687
Bank of England: admin expenses ÷ assets0.51%
Peer median0.20%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $40.4M at the end of plan year 2021 to $17.7M at the end of plan year 2025.

$40.4M2021$37.4M2022$41.4M2023$32.7M2024$17.7M2025
End-of-year figures from each plan year's Form 5500 filing for the Bank of England plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025240$17.7M$178K$7710.51%Not publishedForm 5500 ↗
2024419$32.7M$968K$2,5280.53%Not publishedForm 5500 ↗
2023664$41.4M$1.6M$2,9090.52%Not publishedForm 5500 ↗
2022837$37.4M$2.5M$3,6930.48%Not publishedForm 5500 ↗
2021838$40.4M$3.1M$4,7460.48%Not publishedForm 5500 ↗

Other Bank of England plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Bank of England Profit Sharing Plan

Plan 001 · EIN 71-0009800 · plan year 2025 filing
$343,052
Average account balance
59
Participants (end of year)
$19.9M
Plan assets (end of year)
0.35%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

Common questions

Does Bank of England match 401(k) contributions?

The match terms for the Bank of England Mortgage 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $178K in employer contributions, about $771 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Bank of England 401(k) match vested?

The vesting schedule for the Bank of England Mortgage 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Bank of England 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Stephens Inc.. The plan administrator is Bank of England.

I left Bank of England. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Bank of England, (501) 604-0091) or the recordkeeper, Stephens Inc.. The Bank of England old 401(k) page lists the contacts from every plan filing. Find an old Bank of England 401(k)

Data from the public Form 5500 annual reports Bank of England filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bank of England. Not financial advice. Report a correction · Methodology