Bank of Greene County 401(k) match, vesting and fees
What Bank of Greene County's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Life & Annuity Insurance Co | Schedule C ↗ |
| Independent auditor | Bonadio & Co., LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Bank of Greene County: employer contribution per participant | $2,090 | |
| Peer median | $3,122 |
| Bank of Greene County: average balance | $94,041 | |
| Peer median | $111,687 |
| Bank of Greene County: admin expenses ÷ assets | 0.15% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $21.7M at the end of plan year 2021 to $25M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 268 | $25M | $556K | $2,090 | 0.15% | Not published | Form 5500 ↗ |
| 2024 | 274 | $25.3M | $525K | $1,965 | 0.13% | Not published | Form 5500 ↗ |
| 2023 | 274 | $24.3M | $490K | $1,801 | 0.11% | Not published | Form 5500 ↗ |
| 2022 | 270 | $21.2M | $436K | $1,627 | 0.11% | Not published | Form 5500 ↗ |
| 2021 | 246 | $21.7M | $393K | $1,606 | 0.11% | Not published | Form 5500 ↗ |
Other Bank of Greene County plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
The Bank of Greene County Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Bonadio & Co., LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
The Bank of Greene County Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Bank of Greene County match 401(k) contributions?
The match terms for the The Bank of Greene County Employees' Savings & Profit Sharing Plan and Trust have not been published from its filing yet. The plan year 2025 filing reports $556K in employer contributions, about $2,090 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bank of Greene County 401(k) match vested?
The vesting schedule for the The Bank of Greene County Employees' Savings & Profit Sharing Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bank of Greene County 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Life & Annuity Insurance Co. The plan administrator is The Bank of Greene County.
I left Bank of Greene County. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (The Bank of Greene County, (518) 943-2600) or the recordkeeper, Empower Life & Annuity Insurance Co. The Bank of Greene County old 401(k) page lists the contacts from every plan filing. Find an old Bank of Greene County 401(k)
Data from the public Form 5500 annual reports Bank of Greene County filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bank of Greene County. Not financial advice. Report a correction · Methodology