Bank of Princeton 401(k) match, vesting and fees

Plan year 2025 filingThe Bank of Princeton 401(k) Profit Sharing Plan · Plan 001 · EIN 68-0645074Updated Oct 2026

What Bank of Princeton's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $316K in employer contributions, about $1,380 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$69,581
Average account balance
280
Participants (end of year)
$15.9M
Plan assets (end of year)
0.06%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperADP, Inc.Schedule C ↗
Independent auditorCoulter & Justus (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.

Bank of Princeton: employer contribution per participant$1,380
Peer median$3,122
Bank of Princeton: average balance$69,581
Peer median$111,687
Bank of Princeton: admin expenses ÷ assets0.06%
Peer median0.20%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $8.8M at the end of plan year 2021 to $15.9M at the end of plan year 2025.

$8.8M2021$8.2M2022$9.9M2023$12.8M2024$15.9M2025
End-of-year figures from each plan year's Form 5500 filing for the Bank of Princeton plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025280$15.9M$316K$1,3800.06%Not publishedForm 5500 ↗
2024274$12.8M$270K$1,1950.06%Not publishedForm 5500 ↗
2023239$9.9M$241K$1,2440.06%Not publishedForm 5500 ↗
2022212$8.2M$195K$1,1380.05%Not publishedForm 5500 ↗
2021206$8.8M$167K$1,0200.05%Not publishedForm 5500 ↗

Other Bank of Princeton plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

The Bank of Princeton Employee Stock Ownership Plan

Plan 002 · EIN 68-0645074 · plan year 2025 filing
$6,873
Average account balance
253
Participants (end of year)
$1.7M
Plan assets (end of year)
0.00%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorCoulter & Justus, PC (unmodified opinion)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does Bank of Princeton match 401(k) contributions?

The match terms for the The Bank of Princeton 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $316K in employer contributions, about $1,380 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Bank of Princeton 401(k) match vested?

The vesting schedule for the The Bank of Princeton 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Bank of Princeton 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is ADP, Inc.. The plan administrator is The Bank of Princeton.

I left Bank of Princeton. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (The Bank of Princeton, (609) 233-4445) or the recordkeeper, ADP, Inc.. The Bank of Princeton old 401(k) page lists the contacts from every plan filing. Find an old Bank of Princeton 401(k)

Data from the public Form 5500 annual reports Bank of Princeton filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bank of Princeton. Not financial advice. Report a correction · Methodology