Bank of Tennessee 401(k) match, vesting and fees
What Bank of Tennessee's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Newport Group, Inc. | Schedule C ↗ |
| Independent auditor | Mauldin Jenkins LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Bank of Tennessee: employer contribution per participant | $1,703 | |
| Peer median | $3,122 |
| Bank of Tennessee: average balance | $102,749 | |
| Peer median | $111,687 |
| Bank of Tennessee: admin expenses ÷ assets | 0.38% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $33.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 337 | $33.7M | $558K | $1,703 | 0.38% | Not published | Form 5500 ↗ |
Common questions
Does Bank of Tennessee match 401(k) contributions?
The match terms for the Bank of Tennessee 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $558K in employer contributions, about $1,703 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bank of Tennessee 401(k) match vested?
The vesting schedule for the Bank of Tennessee 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bank of Tennessee 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Newport Group, Inc.. The plan administrator is Bank of Tennessee.
I left Bank of Tennessee. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bank of Tennessee, (423) 279-3012) or the recordkeeper, Newport Group, Inc.. The Bank of Tennessee old 401(k) page lists the contacts from every plan filing. Find an old Bank of Tennessee 401(k)
Data from the public Form 5500 annual reports Bank of Tennessee filed with the U.S. Department of Labor (plan years 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bank of Tennessee. Not financial advice. Report a correction · Methodology