Bank OZK 401(k) match, vesting and fees
What Bank OZK's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Hogantaylor LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Bank OZK: employer contribution per participant | $2,297 | |
| Peer median | $2,966 |
| Bank OZK: average balance | $80,049 | |
| Peer median | $104,792 |
| Bank OZK: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $302M at the end of plan year 2023 to $294M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 3,750 | $294M | $8.4M | $2,297 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 4,259 | $302M | $7.4M | $1,811 | 0.07% | Not published | Form 5500 ↗ |
Common questions
Does Bank OZK match 401(k) contributions?
The match terms for the Bank Ozk 401(k) Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $8.4M in employer contributions, about $2,297 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bank OZK 401(k) match vested?
The vesting schedule for the Bank Ozk 401(k) Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bank OZK 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is Bank Ozk.
I left Bank OZK. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bank Ozk, (501) 978-2231) or the recordkeeper, Empower Annuity Insurance Company O. The Bank OZK old 401(k) page lists the contacts from every plan filing. Find an old Bank OZK 401(k)
Data from the public Form 5500 annual reports Bank OZK filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bank OZK. Not financial advice. Report a correction · Methodology