Barnard Construction 401(k) match, vesting and fees
What Barnard Construction's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Eide Bailly (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 522 defined-contribution plans in construction with 500 to 999 participants.
| Barnard Construction: employer contribution per participant | $7,780 | |
| Peer median | $2,358 |
| Barnard Construction: average balance | $132,158 | |
| Peer median | $60,334 |
| Barnard Construction: admin expenses ÷ assets | 0.01% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $106M at the end of plan year 2023 to $127M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,007 | $127M | $7.5M | $7,780 | 0.01% | Not published | Form 5500 ↗ |
| 2023 | 1,266 | $106M | $6.2M | $7,291 | <0.01% | Not published | Form 5500 ↗ |
Common questions
Does Barnard Construction match 401(k) contributions?
The match terms for the Save More Retirement Plan and Trust have not been published from its filing yet. The plan year 2024 filing reports $7.5M in employer contributions, about $7,780 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Barnard Construction 401(k) match vested?
The vesting schedule for the Save More Retirement Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Barnard Construction 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Barnard Construction Company, Inc..
I left Barnard Construction. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Barnard Construction Company, Inc., (406) 586-1995) or the recordkeeper, Fidelity Investments Institutional. The Barnard Construction old 401(k) page lists the contacts from every plan filing. Find an old Barnard Construction 401(k)
Data from the public Form 5500 annual reports Barnard Construction filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Barnard Construction. Not financial advice. Report a correction · Methodology