Bay Aging 401(k) match, vesting and fees
What Bay Aging's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Capital Group Retirement Plan Svcs. | Schedule C ↗ |
| Independent auditor | Keiter, Stephens, Hurst, Gary (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 2,561 defined-contribution plans in other services with 100 to 499 participants.
| Bay Aging: employer contribution per participant | $1,579 | |
| Peer median | $1,803 |
| Bay Aging: average balance | $36,294 | |
| Peer median | $48,934 |
| Bay Aging: admin expenses ÷ assets | 0.36% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.6M at the end of plan year 2021 to $7.1M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 386 | $7.1M | $308K | $1,579 | 0.36% | Not published | Form 5500 ↗ |
| 2023 | 370 | $6.7M | $253K | $1,334 | 0.35% | Not published | Form 5500 ↗ |
| 2022 | 355 | $5.2M | $225K | $1,408 | 0.35% | Not published | Form 5500 ↗ |
| 2021 | 326 | $5.6M | $196K | $1,393 | 0.35% | Not published | Form 5500 ↗ |
Other Bay Aging plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Bay Aging 403 (B) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
Common questions
Does Bay Aging match 401(k) contributions?
The match terms for the Bay Aging 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $308K in employer contributions, about $1,579 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bay Aging 401(k) match vested?
The vesting schedule for the Bay Aging 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bay Aging 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Capital Group Retirement Plan Svcs.. The plan administrator is Bay Aging.
I left Bay Aging. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bay Aging, (804) 758-2386) or the recordkeeper, Capital Group Retirement Plan Svcs.. The Bay Aging old 401(k) page lists the contacts from every plan filing. Find an old Bay Aging 401(k)
Data from the public Form 5500 annual reports Bay Aging filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bay Aging. Not financial advice. Report a correction · Methodology