Bay & Bay Transfer 401(k) match, vesting and fees
What Bay & Bay Transfer's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Benefit Plans Admin Services, Inc. | Schedule C ↗ |
| Independent auditor | Lawrence Cumpston & Associates Pllp (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 2,561 defined-contribution plans in other services with 100 to 499 participants.
| Bay & Bay Transfer: employer contribution per participant | $926 | |
| Peer median | $1,803 |
| Bay & Bay Transfer: average balance | $57,435 | |
| Peer median | $48,934 |
| Bay & Bay Transfer: admin expenses ÷ assets | 0.45% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10.9M at the end of plan year 2021 to $11.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 501 | $11.9M | $193K | $926 | 0.45% | Not published | Form 5500 ↗ |
| 2023 | 428 | $10.2M | $176K | $822 | 0.45% | Not published | Form 5500 ↗ |
| 2022 | 342 | $9.1M | $153K | $824 | 0.45% | Not published | Form 5500 ↗ |
| 2021 | 381 | $10.9M | $133K | $679 | 0.43% | Not published | Form 5500 ↗ |
Common questions
Does Bay & Bay Transfer match 401(k) contributions?
The match terms for the Bay & Bay Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $193K in employer contributions, about $926 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bay & Bay Transfer 401(k) match vested?
The vesting schedule for the Bay & Bay Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bay & Bay Transfer 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Benefit Plans Admin Services, Inc.. The plan administrator is Bay & Bay Transfer Co., Inc..
I left Bay & Bay Transfer. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bay & Bay Transfer Co., Inc., (612) 836-4560) or the recordkeeper, Benefit Plans Admin Services, Inc.. The Bay & Bay Transfer old 401(k) page lists the contacts from every plan filing. Find an old Bay & Bay Transfer 401(k)
Data from the public Form 5500 annual reports Bay & Bay Transfer filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bay & Bay Transfer. Not financial advice. Report a correction · Methodology