Bayside Auto Group 401(k) match, vesting and fees

Plan year 2025 filingBayside Auto Group 401(k) Profit Sharing Plan and Trust · Plan 001 · EIN 52-1664217Updated Oct 2026

What Bayside Auto Group's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $472K in employer contributions, about $2,845 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$101,725
Average account balance
338
Participants (end of year)
$16.9M
Plan assets (end of year)
0.41%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperTransamerica Life Insurance CompanySchedule C ↗
Independent auditorCitrin Cooperman & Company, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.

Bayside Auto Group: employer contribution per participant$2,845
Peer median$1,247
Bayside Auto Group: average balance$101,725
Peer median$56,979
Bayside Auto Group: admin expenses ÷ assets0.41%
Peer median0.43%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $10.2M at the end of plan year 2021 to $16.9M at the end of plan year 2025.

$10.2M2021$10.6M2022$12.4M2023$14.3M2024$16.9M2025
End-of-year figures from each plan year's Form 5500 filing for the Bayside Auto Group plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025338$16.9M$472K$2,8450.41%Not publishedForm 5500 ↗
2024327$14.3M$442K$2,6440.44%Not publishedForm 5500 ↗
2023328$12.4M$486K$2,6540.44%Not publishedForm 5500 ↗
2022327$10.6M$548K$2,9020.43%Not publishedForm 5500 ↗
2021301$10.2M$450K$2,5270.45%Not publishedForm 5500 ↗

Common questions

Does Bayside Auto Group match 401(k) contributions?

The match terms for the Bayside Auto Group 401(k) Profit Sharing Plan and Trust have not been published from its filing yet. The plan year 2025 filing reports $472K in employer contributions, about $2,845 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Bayside Auto Group 401(k) match vested?

The vesting schedule for the Bayside Auto Group 401(k) Profit Sharing Plan and Trust is not in the data published so far. Your Summary Plan Description states it.

Who manages the Bayside Auto Group 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Transamerica Life Insurance Company. The plan administrator is Bayside Auto Group.

I left Bayside Auto Group. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Bayside Auto Group, (410) 535-1500) or the recordkeeper, Transamerica Life Insurance Company. The Bayside Auto Group old 401(k) page lists the contacts from every plan filing. Find an old Bayside Auto Group 401(k)

Data from the public Form 5500 annual reports Bayside Auto Group filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bayside Auto Group. Not financial advice. Report a correction · Methodology