Bechtel Global 401(k) match, vesting and fees
What Bechtel Global's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 10 defined-contribution plans in construction with 10,000 to 49,999 participants.
| Bechtel Global: employer contribution per participant | $6,623 | |
| Peer median | $2,703 |
| Bechtel Global: average balance | $416,965 | |
| Peer median | $58,525 |
| Bechtel Global: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.21% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $6.5B at the end of plan year 2021 to $6.7B at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 16,956 | $6.7B | $107M | $6,623 | 0.08% | Not published | Form 5500 ↗ |
| 2024 | 16,550 | $6.1B | $93.9M | $5,937 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 16,374 | $5.7B | $83.3M | $5,318 | 0.09% | Not published | Form 5500 ↗ |
| 2022 | 16,145 | $5.1B | $79.5M | $5,123 | 0.09% | Not published | Form 5500 ↗ |
| 2021 | 15,807 | $6.5B | $81.7M | $5,265 | 0.09% | Not published | Form 5500 ↗ |
Common questions
Does Bechtel Global match 401(k) contributions?
The match terms for the Bechtel Trust & Thrift Plan have not been published from its filing yet. The plan year 2025 filing reports $107M in employer contributions, about $6,623 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bechtel Global 401(k) match vested?
The vesting schedule for the Bechtel Trust & Thrift Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bechtel Global 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company. The plan administrator is Bechtel Trust & Thrift Plan Committee.
I left Bechtel Global. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bechtel Trust & Thrift Plan Committee, (602) 368-1500) or the recordkeeper, Empower Annuity Insurance Company. The Bechtel Global old 401(k) page lists the contacts from every plan filing. Find an old Bechtel Global 401(k)
Data from the public Form 5500 annual reports Bechtel Global filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bechtel Global. Not financial advice. Report a correction · Methodology