Bemas Construction 401(k) match, vesting and fees

Plan year 2025 filingBemas Construction 401(k) Plan · Plan 001 · EIN 20-0027225Updated Oct 2026

What Bemas Construction's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $729K in employer contributions, about $4,502 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$147,905
Average account balance
163
Participants (end of year)
$24M
Plan assets (end of year)
0.07%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperADP, Inc.Schedule C ↗
Independent auditorEide Bailly LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,392 defined-contribution plans in construction with 100 to 499 participants.

Bemas Construction: employer contribution per participant$4,502
Peer median$2,501
Bemas Construction: average balance$147,905
Peer median$71,471
Bemas Construction: admin expenses ÷ assets0.07%
Peer median0.39%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $17.1M at the end of plan year 2021 to $24M at the end of plan year 2025.

$17.1M2021$15.1M2022$18.3M2023$20.2M2024$24M2025
End-of-year figures from each plan year's Form 5500 filing for the Bemas Construction plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025163$24M$729K$4,5020.07%Not publishedForm 5500 ↗
2024164$20.2M$702K$4,3060.06%Not publishedForm 5500 ↗
2023202$18.3M$622K$3,0940.05%Not publishedForm 5500 ↗
2022194$15.1M$623K$3,2260.05%Not publishedForm 5500 ↗
2021189$17.1M$635K$3,3960.01%Not publishedForm 5500 ↗

Common questions

Does Bemas Construction match 401(k) contributions?

The match terms for the Bemas Construction 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $729K in employer contributions, about $4,502 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Bemas Construction 401(k) match vested?

The vesting schedule for the Bemas Construction 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Bemas Construction 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is ADP, Inc.. The plan administrator is Bemas Construction.

I left Bemas Construction. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Bemas Construction, (303) 662-1877) or the recordkeeper, ADP, Inc.. The Bemas Construction old 401(k) page lists the contacts from every plan filing. Find an old Bemas Construction 401(k)

Data from the public Form 5500 annual reports Bemas Construction filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bemas Construction. Not financial advice. Report a correction · Methodology