Big Rivers Electric 401(k) match, vesting and fees
What Big Rivers Electric's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Riney Hancock Cpas Psc (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 127 defined-contribution plans in utilities with 100 to 499 participants.
| Big Rivers Electric: employer contribution per participant | $14,820 | |
| Peer median | $3,995 |
| Big Rivers Electric: average balance | $433,809 | |
| Peer median | $115,215 |
| Big Rivers Electric: admin expenses ÷ assets | <0.01% | |
| Peer median | 0.29% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $78.4M at the end of plan year 2021 to $82.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 192 | $82.9M | $2.8M | $14,820 | <0.01% | Not published | Form 5500 ↗ |
| 2024 | 189 | $71M | $2.8M | $15,137 | — | Not published | Form 5500 ↗ |
| 2023 | 196 | $63.7M | $2.6M | $13,633 | — | Not published | Form 5500 ↗ |
| 2022 | 185 | $53.4M | $2.7M | $14,989 | — | Not published | Form 5500 ↗ |
| 2021 | 191 | $78.4M | $2.7M | $14,177 | 0.03% | Not published | Form 5500 ↗ |
Other Big Rivers Electric plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Big Rivers Electric Corporation Bargaining Employees' Retirement Savings Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Riney Hancock Cpas Psc (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Big Rivers Electric Corporation Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Big Rivers Electric match 401(k) contributions?
The match terms for the Big Rivers Electric Corporation Salaried Employees' Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $2.8M in employer contributions, about $14,820 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Big Rivers Electric 401(k) match vested?
The vesting schedule for the Big Rivers Electric Corporation Salaried Employees' Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Big Rivers Electric 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Big Rivers Electric Corporation.
I left Big Rivers Electric. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Big Rivers Electric Corporation, (270) 827-2561) or the recordkeeper, Fidelity Investments Institutional. The Big Rivers Electric old 401(k) page lists the contacts from every plan filing. Find an old Big Rivers Electric 401(k)
Data from the public Form 5500 annual reports Big Rivers Electric filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Big Rivers Electric. Not financial advice. Report a correction · Methodology