Bill Holdings 401(k) match, vesting and fees
What Bill Holdings' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Armanino LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 266 defined-contribution plans in professional, scientific, and technical services with 1,000 to 4,999 participants.
| Bill Holdings: employer contribution per participant | $1 | |
| Peer median | $2,664 |
| Bill Holdings: average balance | $72,772 | |
| Peer median | $119,448 |
| Bill Holdings: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.09% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $108M at the end of plan year 2023 to $204M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,959 | $204M | $1,422 | $1 | 0.06% | Not published | Form 5500 ↗ |
| 2024 | 2,919 | $143M | $6,438 | $2 | 0.11% | Not published | Form 5500 ↗ |
| 2023 | 2,832 | $108M | $25K | $10 | 0.08% | Not published | Form 5500 ↗ |
Common questions
Does Bill Holdings match 401(k) contributions?
The match terms for the Bill 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $1,422 in employer contributions, about $1 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bill Holdings 401(k) match vested?
The vesting schedule for the Bill 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bill Holdings 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Bill Holdings, Inc..
I left Bill Holdings. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bill Holdings, Inc., (650) 621-7700) or the recordkeeper, Fidelity Investments Institutional. The Bill Holdings old 401(k) page lists the contacts from every plan filing. Find an old Bill Holdings 401(k)
Data from the public Form 5500 annual reports Bill Holdings filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bill Holdings. Not financial advice. Report a correction · Methodology