Bipo Service USA 401(k) match, vesting and fees
What Bipo Service USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Betterment for Business, LLC | Schedule C ↗ |
| Independent auditor | Bridge Cpa PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 3,569 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Bipo Service USA: employer contribution per participant | $2,628 | |
| Peer median | $2,719 |
| Bipo Service USA: average balance | $28,219 | |
| Peer median | $85,424 |
| Bipo Service USA: admin expenses ÷ assets | 0.26% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $210K at the end of plan year 2022 to $3.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 129 | $3.5M | $323K | $2,628 | 0.26% | Not published | Form 5500 ↗ |
| 2024 | 122 | $3.6M | $520K | $4,603 | 0.18% | Not published | Form 5500 ↗ |
| 2023 | 139 | $1.8M | $384K | $2,908 | 0.26% | Not published | 5500-SF ↗ |
| 2022 | 52 | $210K | $74K | $1,635 | 0.10% | Not published | 5500-SF ↗ |
Common questions
Does Bipo Service USA match 401(k) contributions?
The match terms for the Bipo Service USA Corp. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $323K in employer contributions, about $2,628 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bipo Service USA 401(k) match vested?
The vesting schedule for the Bipo Service USA Corp. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bipo Service USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Betterment for Business, LLC. The plan administrator is Bipo Service USA Corp..
I left Bipo Service USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bipo Service USA Corp., (732) 421-5538) or the recordkeeper, Betterment for Business, LLC. The Bipo Service USA old 401(k) page lists the contacts from every plan filing. Find an old Bipo Service USA 401(k)
Data from the public Form 5500 annual reports Bipo Service USA filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bipo Service USA. Not financial advice. Report a correction · Methodology