BJ's Wholesale Club 401(k) match, vesting and fees
What BJ's Wholesale Club's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 87 defined-contribution plans in retail trade with 10,000 to 49,999 participants.
| BJ's Wholesale Club: employer contribution per participant | $997 | |
| Peer median | $1,215 |
| BJ's Wholesale Club: average balance | $43,553 | |
| Peer median | $48,539 |
| BJ's Wholesale Club: admin expenses ÷ assets | 0.13% | |
| Peer median | 0.12% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $585M at the end of plan year 2023 to $661M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 37,391 | $661M | $15.1M | $997 | 0.13% | Not published | Form 5500 ↗ |
| 2023 | 34,768 | $585M | $14.5M | $948 | 0.14% | Not published | Form 5500 ↗ |
Common questions
Does BJ's Wholesale Club match 401(k) contributions?
The match terms for the Bj'S Wholesale Club, Inc. 401(k) Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $15.1M in employer contributions, about $997 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the BJ's Wholesale Club 401(k) match vested?
The vesting schedule for the Bj'S Wholesale Club, Inc. 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the BJ's Wholesale Club 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Bj'S Wholesale Club Inc.
I left BJ's Wholesale Club. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bj'S Wholesale Club Inc, (774) 512-7400) or the recordkeeper, Fidelity Investments Institutional. The BJ's Wholesale Club old 401(k) page lists the contacts from every plan filing. Find an old BJ's Wholesale Club 401(k)
Data from the public Form 5500 annual reports BJ's Wholesale Club filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with BJ's Wholesale Club. Not financial advice. Report a correction · Methodology