BLDR Holdings 401(k) match, vesting and fees

Plan year 2025 filingBldr Holdings, Inc. Retirement Plan · Plan 001 · EIN 86-1418134Updated Oct 2026

What BLDR Holdings' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $218K in employer contributions, about $789 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$95,265
Average account balance
290
Participants (end of year)
$26.3M
Plan assets (end of year)
0.31%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Workplace Services LLCSchedule C ↗
Independent auditorWindham Brannon LLC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,392 defined-contribution plans in construction with 100 to 499 participants.

BLDR Holdings: employer contribution per participant$789
Peer median$2,501
BLDR Holdings: average balance$95,265
Peer median$71,471
BLDR Holdings: admin expenses ÷ assets0.31%
Peer median0.39%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $25.6M at the end of plan year 2021 to $26.3M at the end of plan year 2025.

$25.6M2021$22.4M2022$26.2M2023$24M2024$26.3M2025
End-of-year figures from each plan year's Form 5500 filing for the BLDR Holdings plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025290$26.3M$218K$7890.31%Not publishedForm 5500 ↗
2024303$24M$128K$4430.31%Not publishedForm 5500 ↗
2023341$26.2M$108K$3370.33%Not publishedForm 5500 ↗
2022355$22.4M$138K$4180.22%Not publishedForm 5500 ↗
2021355$25.6M$357K$1,0710.23%Not publishedForm 5500 ↗

Other BLDR Holdings plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Bldr Holdings, Inc. Employee Stock Ownership Plan

Plan 002 · EIN 86-1418134 · plan year 2024 filing
-$71,514
Average account balance
203
Participants (end of year)
-$14.3M
Plan assets (end of year)
$6,017
Employer contribution per participant

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorWindham Brannon (unmodified opinion)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does BLDR Holdings match 401(k) contributions?

The match terms for the Bldr Holdings, Inc. Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $218K in employer contributions, about $789 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the BLDR Holdings 401(k) match vested?

The vesting schedule for the Bldr Holdings, Inc. Retirement Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the BLDR Holdings 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Workplace Services LLC. The plan administrator is Fidelity Workplace Services LLC.

I left BLDR Holdings. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Fidelity Workplace Services LLC, (859) 386-4199) or the recordkeeper, Fidelity Workplace Services LLC. The BLDR Holdings old 401(k) page lists the contacts from every plan filing. Find an old BLDR Holdings 401(k)

Data from the public Form 5500 annual reports BLDR Holdings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with BLDR Holdings. Not financial advice. Report a correction · Methodology