Blue Cross Blue Shield of North Dakota 401(k) match, vesting and fees

Plan year 2024 filingBcbsnd and Noridian Healthcare Solutions 401(k) Plan · Plan 003 · EIN 45-0173185Updated Oct 2026

What Blue Cross Blue Shield of North Dakota's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $15.4M in employer contributions, about $3,962 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$128,339
Average account balance
4,732
Participants (end of year)
$500M
Plan assets (end of year)
0.08%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperBell BankSchedule C ↗
Independent auditorEide Bailly (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.

Blue Cross Blue Shield of North Dakota: employer contribution per participant$3,962
Peer median$2,966
Blue Cross Blue Shield of North Dakota: average balance$128,339
Peer median$104,792
Blue Cross Blue Shield of North Dakota: admin expenses ÷ assets0.08%
Peer median0.10%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $437M at the end of plan year 2023 to $500M at the end of plan year 2024.

$437M2023$500M2024
End-of-year figures from each plan year's Form 5500 filing for the Blue Cross Blue Shield of North Dakota plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20244,732$500M$15.4M$3,9620.08%Not publishedForm 5500 ↗
20233,856$437M$14.2M$3,6860.10%Not publishedForm 5500 ↗

Common questions

Does Blue Cross Blue Shield of North Dakota match 401(k) contributions?

The match terms for the Bcbsnd and Noridian Healthcare Solutions 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $15.4M in employer contributions, about $3,962 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Blue Cross Blue Shield of North Dakota 401(k) match vested?

The vesting schedule for the Bcbsnd and Noridian Healthcare Solutions 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Blue Cross Blue Shield of North Dakota 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Bell Bank. The plan administrator is Blue Cross Blue Shield of North Dakota.

I left Blue Cross Blue Shield of North Dakota. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Blue Cross Blue Shield of North Dakota, (701) 282-1100) or the recordkeeper, Bell Bank. The Blue Cross Blue Shield of North Dakota old 401(k) page lists the contacts from every plan filing. Find an old Blue Cross Blue Shield of North Dakota 401(k)

Data from the public Form 5500 annual reports Blue Cross Blue Shield of North Dakota filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Blue Cross Blue Shield of North Dakota. Not financial advice. Report a correction · Methodology