Find an old Blue Ridge Bankshares 401(k)

Who to contact about an account in each of the 5 Blue Ridge Bankshares plans, from the filings. Free, no sign-up, no Social Security number.

Blue Ridge Bankshares, Inc. 401(k) Plan

Blue Ridge Bankshares, Inc. · Plan 004 · EIN 54-1838100 · Richmond, VA

Active · plan year 2024 filing401(k)
Plan administratorBlue Ridge Bankshares, Inc.
1801 Bayberry Court, Suite 101, Richmond, VA 23226
Form 5500 ↗
Recordkeeper (who holds the accounts)Alerus FinancialSchedule C ↗
Former employees with balances143 separated participants still had money in the planForm 5500 ↗

Blue Ridge Bankshares, Inc. Employee Stock Ownership Plan

Blue Ridge Bankshares, Inc. · Plan 005 · EIN 54-1838100 · Richmond, VA

Active · plan year 2024 filingRetirement
Plan administratorBlue Ridge Bankshares, Inc.
1801 Bayberry Court, Suite 101, Richmond, VA 23226
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances278 separated participants still had money in the planForm 5500 ↗

Bay Banks of Virginia, Inc. 401(k) Plan

Bay Banks of Virginia, Inc. · Plan 003 · EIN 54-1838100 · Richmond, VA

Terminated · plan year 2021 filing401(k)
Plan administratorBay Banks of Virginia, Inc.
1801 Bayberry Court, Suite 101, Richmond, VA 23226
Form 5500 ↗
Recordkeeper (who holds the accounts)ADP, Inc.Schedule C ↗
Former employees with balances0 separated participants still had money in the planForm 5500 ↗
TerminationThe plan year 2021 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Bay Banks of Virginia, Inc. Employee Stock Ownership Plan

Bay Banks of Virginia, Inc. · Plan 002 · EIN 54-1838100 · Richmond, VA

Terminated · plan year 2023 filingRetirement
Plan administratorBay Banks of Virginia, Inc.
P.O. Box 17310, Richmond, VA 23226
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances0 separated participants still had money in the planForm 5500 ↗
TerminationThe plan year 2023 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Sba Cash Balance Pension Plan for Bay Banks of Virginia, Inc.

Bay Banks of Virginia, Inc. · Plan 001 · EIN 54-1838100 · Kilmarnock, VA

Terminated · plan year 2023 filingPension (defined benefit)
Plan administratorBay Banks of Virginia, Inc.
PO Box 1869, Kilmarnock, VA 22482-1869
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
TerminationThe plan year 2023 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Blue Ridge Bankshares 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Blue Ridge Bankshares 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Blue Ridge Bankshares, Inc., (888) 331-6521. The accounts are held by the recordkeeper, Alerus Financial. Have your Social Security number and dates of employment ready.

What is the Blue Ridge Bankshares 401(k) phone number?

The plan administrator phone number on the plan year 2024 filing is (888) 331-6521.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Blue Ridge Bankshares and does not hold accounts. Not financial advice. Report a correction