Blue Water Industries 401(k) match, vesting and fees
What Blue Water Industries' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 117 defined-contribution plans in mining, quarrying, and oil and gas extraction with 100 to 499 participants.
| Blue Water Industries: employer contribution per participant | $1,756 | |
| Peer median | $3,252 |
| Blue Water Industries: average balance | $62,149 | |
| Peer median | $62,338 |
| Blue Water Industries: admin expenses ÷ assets | 0.66% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $15.8M at the end of plan year 2023 to $10.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 189 | $10.8M | $304K | $1,756 | 0.66% | Not published | Form 5500 ↗ |
| 2024 | 188 | $9.5M | $921K | $4,899 | 0.78% | Not published | Form 5500 ↗ |
| 2023 | 441 | $15.8M | $1.8M | $4,148 | 0.73% | Not published | Form 5500 ↗ |
Common questions
Does Blue Water Industries match 401(k) contributions?
The match terms for the Blue Water Industries LLC 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $304K in employer contributions, about $1,756 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Blue Water Industries 401(k) match vested?
The vesting schedule for the Blue Water Industries LLC 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Blue Water Industries 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is Blue Water Industries LLC.
I left Blue Water Industries. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Blue Water Industries LLC, (904) 512-7706) or the recordkeeper, Empower Annuity Insurance Company O. The Blue Water Industries old 401(k) page lists the contacts from every plan filing. Find an old Blue Water Industries 401(k)
Data from the public Form 5500 annual reports Blue Water Industries filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Blue Water Industries. Not financial advice. Report a correction · Methodology