Find an old Border Bank 401(k)

Who to contact about an account in each of the 2 Border Bank plans, from the filings. Free, no sign-up, no Social Security number.

Border Bank 401(k) Plan & Trust

Border Bank · Plan 002 · EIN 45-0314785 · Greenbush, MN

Active · plan year 2025 filing401(k)
Plan administratorBorder Bank
133 Main Street North, Greenbush, MN 56726
Form 5500 ↗
Recordkeeper (who holds the accounts)Benefit Plans Admin Services, Inc.Schedule C ↗
Former employees with balances45 separated participants still had money in the planForm 5500 ↗

Union State Bank 401(k) Plan

Union State Bank · Plan 001 · EIN 45-0314785 · Fargo, ND

Terminated · plan year 2021 filing401(k)
Plan administratorUnion State Bank
4530 17th Ave., S., PO Box 9399, Fargo, ND 58106
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
TerminationThe plan year 2021 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Border Bank 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Border Bank 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Border Bank, (218) 634-3300. The accounts are held by the recordkeeper, Benefit Plans Admin Services, Inc.. Have your Social Security number and dates of employment ready.

What is the Border Bank 401(k) phone number?

The plan administrator phone number on the plan year 2025 filing is (218) 634-3300.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Border Bank and does not hold accounts. Not financial advice. Report a correction