Boston Sand & Gravel 401(k) match, vesting and fees
What Boston Sand & Gravel's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 58,980 defined-contribution plans in manufacturing with fewer than 100 participants.
| Boston Sand & Gravel: employer contribution per participant | $2,997 | |
| Peer median | $1,774 |
| Boston Sand & Gravel: average balance | $118,917 | |
| Peer median | $61,061 |
| Boston Sand & Gravel: admin expenses ÷ assets | 0.45% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $15.8M at the end of plan year 2021 to $10.6M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 89 | $10.6M | $267K | $2,997 | 0.45% | Not published | Form 5500 ↗ |
| 2023 | 106 | $10.9M | $450K | $4,245 | 0.37% | Not published | Form 5500 ↗ |
| 2022 | 99 | $12.8M | $350K | $3,571 | 0.37% | Not published | Form 5500 ↗ |
| 2021 | 106 | $15.8M | $894K | $8,429 | 0.33% | Not published | Form 5500 ↗ |
Common questions
Does Boston Sand & Gravel match 401(k) contributions?
The match terms for the Restated Profit Sharing Plan & Trust of Boston Sand & Gravel Company have not been published from its filing yet. The plan year 2024 filing reports $267K in employer contributions, about $2,997 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Boston Sand & Gravel 401(k) match vested?
The vesting schedule for the Restated Profit Sharing Plan & Trust of Boston Sand & Gravel Company is not in the data published so far. Your Summary Plan Description states it.
Who manages the Boston Sand & Gravel 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is John Hancock. The plan administrator is Boston Sand & Gravel Company.
I left Boston Sand & Gravel. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Boston Sand & Gravel Company, (617) 227-9000) or the recordkeeper, John Hancock. The Boston Sand & Gravel old 401(k) page lists the contacts from every plan filing. Find an old Boston Sand & Gravel 401(k)
Data from the public Form 5500 annual reports Boston Sand & Gravel filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Boston Sand & Gravel. Not financial advice. Report a correction · Methodology